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Time-Tested, Evidence-Based Portfolio Management

H Capital has been managing money for Hong Kong based clients for over 30 years, delivering market-beating returns.​ That’s why most of our clients have chosen to remain with us for many, many years. Some of those clients have kindly written testimonials.

 

To get started, we offer a free, no obligation, Discovery Meeting to discuss your attitude to investment risk, your performance objectives and expectations. We’ll ask probing questions,
such as:

  • “Are you making the smartest decisions about your money and your future?”

  • “Are you sure that you, your assets and the people you care about most will be OK no matter what?”

  • “Are you doing what you want when you want – are you living your best life?!”

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It’s important we get to know one another.

Analyzing Data

The Investment Process

Insurance Consultation

The challenge facing all investors is that there are no absolute right or wrong answers to investing. There are, however, some solutions that are better than others. Investment decisions should be made in a framework that is robust, evidence-based and founded on a rational and defensible investment philosophy. However, before making any investment decisions, understanding your attitude to risk is of vital importance because the value of most investments can fall as well as rise and it’s important that you are prepared for that. For some people, risk means danger, and discomfort and should be avoided at all costs. For others, risk is viewed as an opportunity.


It's important you understand what your risk appetite is so that we select the right portfolio for
you. Establishing your attitude to risk and the level of risk that is appropriate for your circumstances is an essential part of our process.

A Personal Investment Portfolio – just for you

Everyone is different and so we don’t believe one size fits all. No matter the size of your portfolio, big or small, we create a portfolio that is tailored specifically to you and your personal circumstances and preferences.


For example, if you live and work in, say, Hong Kong, perhaps you own property there, you participate in the MPF, maybe you’ve invested in some shares, you’ll already be exposed to Hong Kong as such, in which case we would probably limit or exclude entirely any Hong Kong shares/funds within the investment portfolio that we manage for you.


You may wish to exclude certain asset classes for ethical reasons, such as smoking, workers’ rights, gender equality, arms, tobacco and gambling – we will tailor your portfolio accordingly.


Once we've constructed your portfolio, we'll review the underlying investments regularly and send you a quarterly report.

Analyzing Data
Stocks

Keeping Your Money Safe

Keeping your money safe is of paramount importance, of course. Connected with that, we prefer to separate the portfolio management process from the holding of client money, and so we delegate holding client assets to substantial third-party financial institutions that are separate
and independent from H Capital. H Capital does not, therefore, have access to your cash, we are appointed as (discretionary) portfolio manager responsible for managing your money in line with your agreed risk appetite.


To be clear, you are the owner of your account, and you will have complete control including 24/7 online access. H Capital will send a detailed quarterly report, so you’ll know how your investments are performing. In the unlikely event that H Capital is no longer available to manage your account, you would be free to appoint another manager, you could manage your account yourself, or you could close the account and move the proceeds elsewhere.

Portfolio Management

Successful investing depends on a wide range of factors and skills, quality research, optimum country weighting, market timing and so on.


At H Capital, we carry out in-depth research and due diligence on investment fund managers, with the aim of identifying investment funds that consistently outperform. Where possible, we invest in ‘institutional’ share class funds which lowers costs. We also use low-cost passive ETF’s (Exchange Traded Funds) to complement the active funds. By creating portfolios that consist of a selection of first-class funds, diversification is achieved through exposure to various markets and sectors, and to reduce risk further we include as far as possible asset classes that are non or minimally correlated. In other words, assets that do not react in the same way as one other (for example, venture capital, real estate and company shares). The underperformance of one asset class should be compensated for by outperformance of another.


Three Investment Accounts are available as follows;


Self-Managed Account

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  • Minimum investment £50,000/US$65,000/EUR65,000​

  • Choose from a menu of researched investments

  • Ongoing account fee: 0.5% p.a. *

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*Contact us for further details


Smart Account

  • Minimum investment £500,000/US$500,000/EUR500,000

  • Discretionary Managed Portfolio

  • Ongoing account fee 0.2%-1.25% p.a. *


*Contact us for further details

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Concierge Account

  • Minimum investment £10M/US$10M/EUR10M

  • Discretionary Managed Portfolio

  • UK tax services included

  • Advice on Wills and Trusts included

  • 24/7 WhatsApp contact included

  • Ongoing account fee *

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*Contact us for further details

Investment Chart
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